Who can invest on Manafa?

Start your investment journey with Manafa! Discover who can invest, explore the available investor types, and find the right option for you.

Investor type

Investor Types

Manafa offers investment opportunities to two types of investors:

  • Individual Investor
  • Qualified Investor

Individual Investor

Individuals aged 18 or older can register and invest their own funds through the Manafa app or website.

Qualified Investor

Eligible organizations can register and invest through the Manafa website, including:

  • Private companies
  • Investment funds
  • Non-profit organizations
  • Government entities

Organizations must provide their details and the required supporting documents during registration.

Which Investor Type Should I Choose?

  • Choose Individual Investor if you are 18 or older and want to invest your own funds.
  • Choose Qualified Investor if you want to invest as a company or another eligible organization.

Why Manafa?

Manafa is a financial technology platform specializing in debt crowdfunding, offering investors access to financing opportunities for businesses.

Manafa is licensed and regulated by the Saudi Central Bank under License No. (64/أ ش/202211).

All Manafa solutions are based on Islamic Shariah principles and approved by its Shariah Committee.

 

Ready to get started?

Create your investor account and explore the investment opportunities available on Manafa.

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The website is managed by Manafa Debt Crowdfunding Company – a closed joint-stock company – with a capital of 40,000,000 SAR (forty million Saudi Riyals), commercial registration number (1010678388), and unified entity number (7018070537), dated 20/05/1442H, issued in Riyadh.

P.O. Box (13521) – 8373, AlQairawan Dist. Prince Saud Ibn Abdullah Ibn Jalawi.

It is licensed under number (64/أ ش/202211) and is subject to the supervision and oversight of the Saudi Central Bank.Manafa does not offer any investment or advisory products or services beyond those for which it has obtained a license from the competent authority. Neither Manafa, nor its affiliates, employees, or directors provide any express or implied guarantees regarding the adequacy, accuracy, or completeness of the information on the website. Manafa’s role is limited to verifying the proper registration of the entity seeking financing, reviewing financial statements, and other material information, and ensuring that the data presented on the website and its format comply with the Saudi Central Bank’s requirements and are sufficient for participants to make informed decisions. The full responsibility lies with the entity seeking financing.

Part of the participant’s account may include a balanced portfolio of various startup companies. Although participation in debt-based crowdfunding is short-term, the entity seeking financing may encounter difficulties in repaying its debts, making it highly susceptible to default risk

Supply Chain Financing (SCF) Product is being tested within the Saudi Central Bank’s Regulatory Sandbox under limits and guidelines.

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The website is managed by Manafa Debt Crowdfunding Company – a closed joint-stock company – with a capital of 40,000,000 SAR (forty million Saudi Riyals), commercial registration number (1010678388), and unified entity number (7018070537), dated 20/05/1442H, issued in Riyadh.
P.O. Box (13521) – 8373, AlQairawan Dist. Prince Saud Ibn Abdullah Ibn Jalawi.
It is licensed under number (64/أ ش/202211) and is subject to the supervision and oversight of the Saudi Central Bank.Manafa does not offer any investment or advisory products or services beyond those for which it has obtained a license from the competent authority. Neither Manafa, nor its affiliates, employees, or directors provide any express or implied guarantees regarding the adequacy, accuracy, or completeness of the information on the website. Manafa’s role is limited to verifying the proper registration of the entity seeking financing, reviewing financial statements, and other material information, and ensuring that the data presented on the website and its format comply with the Saudi Central Bank’s requirements and are sufficient for participants to make informed decisions. The full responsibility lies with the entity seeking financing.

Part of the participant’s account may include a balanced portfolio of various startup companies. Although participation in debt-based crowdfunding is short-term, the entity seeking financing may encounter difficulties in repaying its debts, making it highly susceptible to default risk


© 2026 الحقوق محفوظة لشركة منافع للتمويل الجماعي بالدين