What is supply chain financing?
Supply chain financing helps suppliers improve their cash flow by giving them the option to receive payment before an invoice due date.
Instead of waiting for the buyer's payment terms to end, suppliers can request early payment on approved invoices through Manafa.
The three parties in a program
Buyer
The company that runs the program and approves invoices submitted by its suppliers.
Supplier
The vendor that sells products or services to the buyer and can request early payment on approved invoices.
Funder
The financial institution that finances the early payment request to the supplier.
How does the process work?
- The supplier issues the invoice through the usual process.
- The buyer approves the invoice and it is shared with Manafa.
- The supplier requests early payment on the approved invoice.
- The funder pays the supplier after deducting the agreed cost.
- The buyer settles the full invoice amount at maturity.
What does each party gain?
For suppliers
Earlier access to cash, improved cash flow, and stronger working capital management.
For buyers
Support suppliers without changing payment terms and strengthen supply chain stability.
For funders
Access short-term financing opportunities backed by approved invoices.
Getting started
- Suppliers: Learn how to register as a supplier.
- Buyers: Learn how to set up your buyer program.
- Funders: Learn how to participate in a program as a funder.